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                  Frequently Asked Questions  
                
                     • 
                  What kind of insurance is this? 
                  
                     • 
                  Where can I find specific insurance information for my  
				       student's school? 
                     • 
                  If I purchased voluntary coverage how do I know payment 
				       was received? 	
                     • 
                  When does the coverage for my student begin? 
                     • 
                  When does the coverage for my student end? 
                 
                     • 
                   Do you offer refunds if I need to remove a student  
                       from my account or my student will not be participating in  
			           sports coverage? 		
                     • 
                  Do I have to enroll all my students at same time? 
                 
                     • 
                  If my student switches school districts or if we are moving, 
                       will I need to reapply at our new location? 
                     • 
                  I need to report a claim. Where can I find a claim form? 
                     • 
                  Will I receive an insurance ID card? 
                     • 
                  Where do I find a copy of the master policy? 
                     • 
                  How do I contact Student Assurance Services? 
                  
                   
                   
                 
                
                  
                  
					  Q. What kind of insurance is this? 			   
                  
                   
				  
                      This insurance plan only provides coverage when a student   
				      has an accidental bodily injury that occurs while the insurance  
				      coverage is in force and for which the premium has been paid.   
				      This plan does not cover loss due to sickness.  This is also  
				      supplemental insurance and not intended to cover all medical  
				      expenses. 
  
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                    Q. Where can I find specific insurance information for my  
					       student's school? 
                  
                   
                      You can find brochures, enrollment forms, claim forms and  
				      policy identification forms on our website. Under K-12  
				      Students/Parents select "Find My School;" from the drop-down  
				      box select the "State;" and then select your specific school  
				      name. There will be a list of forms to select on our school's  
				      webpage.
  
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                    Q. If I purchased voluntary coverage how do I know  
			          payment was received? 
                  
                   
				      If you enroll online, a verification screen will display to tell  
				      you if the transaction was successful. You will also receive an  
				      email verification.   If you applied by mail, your canceled check  
				      will be your verification of coverage.
  
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                    Q. When does the coverage for my student begin? 
                  
                   
                      Your student's coverage will begin on the later of: the master  
				      policy effective date; or 12:01 A.M. following the date the  
				      envelope containing enrollment form and premium payment is  
				      postmarked by the U.S. Post Service; or for online enrollment  
				      12:01 A.M. following the date the proper premium is received. 
  
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                    Q. When does the coverage for my student end?
                  
                   
                      Your student's coverage will end on the earlier of: master  
				      policy expiration date; or on the last day of the authorized  
				      interscholastic sports and/or activities authorized season of  
				      current school year; or the first day of school next year.
  
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                    Q. Do you offer refunds if I need to remove a student from  
					       my account or my student will not be participating in  
					       sports coverage?
                  
                   
                      There are no refunds of the premium after the insurance   
				      coverage effective date.
  
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                    Q. Do I have to enroll all my students at same time? 
                  
                   
                      No. You can either enroll all your students at same time or at 
				      a later date.  To enroll a student at a later date, either enroll 
				      online or mail the enrollment form with premium payment.  
  
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                    Q. If my student switches school districts or if we are  
					       moving, will I need to reapply at our new location? 
                  
                   
                      No. If you switch school districts or move after the insurance  
				      effective date, the policy will continue to cover the student for  
				      the remainder of the policy period for which you paid the  
				      premium. 
  
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                    Q. I need to report a claim. Where can I find a claim form?
                  
                   
                      Claim forms are available at your school. You can also  
				      download and print a claim form on our website under your  
				      school look-up.  If the accident occurred at school, a school  
				      official may need to complete part of the claim form. 
  
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                    Q. Will I receive an insurance ID card?
                  
                   
                      No. ID cards are not issued after the enrollment process is   
				      completed.  However, you can download and print a policy  
				      identification form from our website as your proof of insurance  
				      coverage.  This form is under your school look-up. 
  
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                    Q. Where do I find a copy of the master policy?
                  
                   
                      The master policy is available at your school district. You can  
				      also request a copy of the master policy by mailing us a  
				      written request. 
  
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                    Q. How do I contact Student Assurance Services?
                  
                   
                      You can call us at 651-439-7098 or toll free at 
				      800-328-2739.  Our claim staff is available 8:00 - 4:30   
				      Central Time, Monday through Friday.  Questions can also be   
				      emailed to us by completing a "Request Information" online   
				      form available on our website. 
  
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